loan _noun

VERBS

apply for, ask for, request, negotiate 
・She applied for an unsecured loan based on her credit history and income.

get, take out, arrange, raise, receive
・He regretted taking out a payday loan due to its high-interest rates.

give, grant, make, offer, provide
・The bank offered a variable-rate loan with an initial low-interest rate.

approve, sanction, agree • deny, refuse 
・The loan was denied due to the applicant's poor credit history.

pay off, pay back, repay
・He repaid his $20,000 loan over a period of five years.

secure, guarantee, underwrite 
・They secured a home loan to buy their dream house.

LOAN + VERB 
average, total
・Over the year, the loan averaged a 5% interest rate.

ADJECTIVES & NOUNS

£20,000, $5,000, etc.
・She applied for a £20,000 loan to start her small business.

10-year, etc.
・The company obtained a 10-year loan to finance the construction of its new headquarters.

bank • student • business
・She took out a student loan to cover her tuition fees.
・The startup company sought a business loan to expand its operations.

personal • home, car
・He applied for a personal loan to finance his home renovation project.
・The dealership offered a competitive rate on the car loan for the new vehicle.

large, massive
・Despite the risks, they decided to pursue the project with a massive loan from the bank.

long-term, short-term 
・She needed a short-term loan to cover her unexpected medical expenses.

interest-free, low-interest • subprime 
・The university provided interest-free loans to students in need of financial assistance.

fixed-rate, variable-rate
・They opted for a fixed-rate loan to avoid fluctuations in their monthly payments.

secured, unsecured
・He used his car as collateral for the secured loan from the bank.

emergency • consolidation
・They had to resort to an emergency loan to cover the unexpected repair costs.

bridging, temporary 
・He relied on a bridging loan to purchase a new car while waiting for his insurance payout.

outstanding • bad
・She was relieved to finally pay off her outstanding loan.
・The bank's profitability was impacted by a surge in bad loans.

LOAN + NOUN 
application • agreement, arrangement, deal 
・He carefully read the loan agreement before signing.

rate, interest, charges
・The bank offered a competitive loan rate to attract borrowers.

repayment • commitments
・The borrower faced penalties for late loan repayment.

facility, service
・The government introduced loan facilities to support small businesses.

period
・The loan period for the mortgage was set at 30 years.

shark
・He regretted turning to loan sharks for financial help.

calculator
・She used a loan calculator to estimate her monthly payments.

PREPOSITIONS

for
・They sought a loan for house repairs to upgrade their heating system.

of 
・She used a loan of $50,000 to invest in stocks and bonds.

from
・He received a loan from his parents to pay for his college tuition.

PHRASES

on loan (from)
・The artwork on display at the gallery is on loan from a private collection.

give sb/have the loan of sth
・He gave her the loan of his car for the weekend trip.

security against/for a loan 
・He used his car as security against the loan to start his business.

loan at 10, etc. percent interest
・The government offered loans at a 10 percent interest rate to farmers